K-P Sehat Card Plus

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K-P Sehat Card Plus Scheme Faces Overhaul Amidst Financial Crisis

Introduction:

The healthcare landscape in Khyber-Pakhtunkhwa (K-P) is witnessing significant changes in the Sehat Card Plus scheme, raising concerns and affecting healthcare services throughout the province. This overhaul is primarily driven by financial constraints and aims to address issues related to hospital inclusion, quality of care, and facility standards.

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Reforming the Sehat Card Plus Scheme:

The K-P health department has initiated a comprehensive reform of the Sehat Card Plus scheme, which previously provided free medical treatment at various hospitals. The key motivation behind this transformation is to ensure that only hospitals meeting stringent criteria are included in the program, eliminating those with subpar services and political affiliations.

Current Limitations and the Road Ahead:

Presently, due to the provincial government's inability to clear dues to the State Life Insurance Company, the Sehat Card covers only emergency, kidney dialysis, and cancer treatment. However, there is hope that once these financial obligations are met, the full spectrum of treatment services will be reinstated, benefiting the residents of K-P.

A Hospital Per District Approach:

Under the revised plan, each district in the province will have one designated hospital for free treatment through the Sehat Card, primarily in government hospitals. This approach aims to streamline healthcare access and improve the overall quality of care. New rules and regulations are awaiting approval by the caretaker cabinet to govern these changes.

Impact on Patients and Hospitals:

The abrupt shift in the Sehat Card Plus scheme has presented challenges for patients, with reports of shortages in medicines and blood tubes at Lady Reading Hospital (LRH) in Peshawar, which has been significantly affected. The suspension of free treatment under the Sehat Card has strained the healthcare system, leading to disputes between patients and hospital staff.

Other hospitals, including Khyber Teaching Hospital (KTH) and Hayatabad Medical Complex (HMC), have seen free treatments for heart diseases suspended due to a lack of funds, as the insurance company has halted payments to hospitals, impacting their ability to purchase necessary medicines.

Addressing Financial Challenges:

While the financial crisis in Khyber-Pakhtunkhwa is primarily attributed to the non-payment of dues by the federal government, the provincial government released Rs2 billion for the Sehat Card Plus scheme on October 21, aiming to mitigate the disruption in healthcare services caused by the financial constraints.

This overhaul of the Sehat Card Plus scheme signifies a crucial step towards improving healthcare services in Khyber-Pakhtunkhwa, and the restoration of full treatment services is eagerly awaited by residents. 

FAQ

1. What is the K-P Sehat Card Plus Scheme?

The K-P Sehat Card Plus Scheme is a healthcare initiative by the Khyber Pakhtunkhwa (K-P) government in Pakistan. It provides eligible families with a health card that can be used to access free medical treatment at designated hospitals.

2. Who is eligible for the K-P Sehat Card Plus Scheme?

Eligibility is typically based on specific income criteria, and households living below the poverty line are usually the primary beneficiaries. The exact eligibility criteria may vary, so it's advisable to check with local authorities for the most up-to-date information.

3. What benefits does the Sehat Card Plus provide?

The Sehat Card Plus offers financial coverage for various medical treatments and procedures. This includes hospitalization, surgeries, maternity care, and treatment for common illnesses. The specific coverage and services can vary, so it's essential to understand the details provided by the program.

4. How can I apply for the Sehat Card Plus?

The application process typically involves visiting a designated registration center, filling out the necessary forms, and providing the required documentation to prove eligibility. Make sure to check the nearest registration center and gather the required documents.

5. Are there any fees or charges associated with the Sehat Card Plus?

The Sehat Card Plus is designed to provide free healthcare services to eligible individuals and families. There should be no fees or charges associated with obtaining the card or using it for medical treatment at authorized hospitals.

6. Can I choose any hospital for treatment with the Sehat Card Plus?

The program usually has a network of designated hospitals and healthcare facilities where the Sehat Card Plus can be used. It's important to use the card only at these approved locations to avail of the benefits.

7. Is the Sehat Card Plus Scheme available in all regions of Khyber Pakhtunkhwa?

The availability of the Sehat Card Plus Scheme may vary by region within K-P. Not all areas may have access to the scheme, so it's best to inquire with local authorities or visit the official website for coverage details.

8. How long is the Sehat Card Plus valid for?

The validity period of the Sehat Card Plus can vary, but it is often renewable after a certain time. It's important to check the expiration date on your card and renew it when necessary to continue receiving healthcare benefits.

9. Can I use the Sehat Card Plus for pre-existing medical conditions?

The coverage details may vary, but generally, pre-existing medical conditions may not be covered. It's essential to review the terms and conditions of the scheme to understand what is and isn't covered.

10. Where can I get more information about the K-P Sehat Card Plus Scheme?

You can get more information about the scheme by visiting the official K-P government website, contacting local authorities, or visiting the designated registration centers. They can provide the most up-to-date information about the program and its benefits.

Please note that the specific details and requirements of the K-P Sehat Card Plus Scheme may change over time, so it's advisable to verify the information from official sources.

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